Vehicle Loans

GPOFCU Auto Loans

When you need to finance your next new or used car‚ visit your Credit Union first! Our great rates and personal service will make you glad you did.

  • Terms up to 84 months available

  • For new cars‚ 125% financing is available‚ including the price of taxes‚ tags‚ extended warranty and Guaranteed Asset Protection (GAP)

  • For used cars‚ 125% of the retail NADA value plus taxes‚ tags‚ extended warranty and GAP Protection

  • Loans can be pre-approved before you go shopping

  • Disability‚ life and joint life payment protection insurance are available (underwritten by CMFG Life Insurance Company)

  • Guaranteed Asset Protection (GAP) is available to help protect your loan if your vehicle is stolen or totaled in an accident. GAP can help cancel the difference between the primary insurance settlement and what you may still owe on your vehicle loan.

  • Payment can be made through payroll deduction / direct deposit‚ automatic transfer from your GPOFCU account‚ by coupon‚ or through GPOFCU’s Day ‘N’ Night Teller audio response telephone system

NEW Car Buying Service…..powered by TrueCar

  • Conveniently search for vehicles online - see what others recently paid for the car you want

  • Get guaranteed pricing - enjoy an average savings of $3,383 off MSRP* on new cars and discounts on quality pre-owned inventory from a nationwide network of 14,000+ Certified Dealers

  • Apply online for GPOFCU pre-approved auto loan financing

  • Visit the dealership to complete your purchase

*Between 7/1/17 and 9/30/17, the average savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites, based on users who configured virtual vehicles and who TrueCar identified as purchasing a new vehicle of the same make and model listed on the certificate from a Certified Dealer as of 10/31/2017, was $3,383. TrueCar does not broker, sell or lease motor vehicles. Each Certified Dealer sets its own pricing, and will confirm actual vehicle availability from in-stock inventory, including options and color choices.

GPOFCU protects you before you purchase your car!

We provide a free CARFAX Vehicle History Report to help protect our members from salvage, total loss, structural damage, lemon, and flood vehicles. Visit CARFAX to make your request and a GPOFCU Loan Officer will be happy to provide you with a Vehicle History Report.