Protecting Your Identity
Identity theft can happen to anyone. GPOFCU provides resources to help you protect your personal information and take action if you become a victim of identity theft or fraud.
Identity Protection & Restoration
GreenPath, our financial resource partner‚ is available to help you take steps 1) to protect your identity, and 2) if you have been impacted by a data breach and find yourself a victim of identity theft. Utilize these and other free resources:
Speak to a financial coach. Certified experts can help resolve issues related to identity theft‚ or help review a credit report for suspicious activity.
Attend the GreenPath WEBINAR WEDNESDAY — Learn from the credit experts how to protect your identity … for FREE!. Register Today!
View the GreenPath Identity Theft Toolkit. Our online toolkit is packed with practical tips and resources.
EZShield Identity Restoration
GPOFCU members have access to free identity restoration assistance through EZShield.
If you become a victim of fraud or identity theft, an EZShield Resolution Specialist can provide step-by-step assistance and personalized support 24 hours a day, 7 days a week.
24/7 Resolution Assistance: 877-793-3429
Email: gpofcu@ezshield.com
Optional EZShield Services
Additional EZShield services may be available for a fee, including:
Credit monitoring
Credit report and credit score updates
Public records monitoring
Internet and dark-web monitoring
Additional services may be subject to fees and other terms and conditions.
Get your credit report for free at www.annualcreditreport.com.
Monitor Your Credit
Check your credit reports regularly. Review your credit reports from Equifax, Experian, and TransUnion for accounts, inquiries, or other activity you don't recognize. Use AnnualCreditReport.com, the authorized website for accessing your credit reports.
Monitor your financial accounts. Review your credit card and financial institution accounts regularly and report any transactions you don't recognize promptly.
Consider a Credit Freeze
If your identity has been stolen or your personal information has been compromised, consider placing a credit freeze with each of the three nationwide credit bureaus.
A credit freeze can make it harder for someone to open a new credit account in your name. However, it does not prevent transactions on existing accounts, so continue monitoring your financial accounts closely.
Fraud Alert
If you believe you may be a victim of identity theft or fraud, you can place a free initial fraud alert on your credit file by contacting one of the three nationwide credit bureaus below. The bureau you contact will notify the other two.
A fraud alert tells businesses to take reasonable steps to verify your identity before opening new credit in your name. An initial fraud alert generally remains active for one year.
Credit Bureaus
Equifax: 888-766-0008
Experian: 888-397-3742
TransUnion: 800-680-7289
You only need to contact one bureau to place an initial fraud alert.