Savings Dividend Rates  


Effective May 1, 2025

Regular Share Account Dividend Rate Annual Percentage Yield
$10 & above 0.05% 0.050%

$10 minimum opening deposit.


Money Market Account Dividend Rate Annual Percentage Yield
$25‚000 & above 1.50% 1.510%
$10‚000 - $24‚999.99 0.20% 0.200%
$2‚500 - $9‚999.99 0.10% 0.100%

$2‚500 minimum opening deposit.


Checking Account Dividend Rate Annual Percentage Yield
Share Draft Checking 0.00% 0.00%
Other Dividend Rate Annual Percentage Yield
Christmas Club 0.10% 0.100%
Vacation Club 0.10% 0.100%
IRA Accounts 0.10% 0.100%
Starter Investor Accounts¹ 0.10% 0.100%

¹$500 maximum.


Certificate Rates

Share Certificates Dividend Rate Annual Percentage Yield
6 months¹ 3.41% 3.454%
12 months¹ 3.70% 3.752%
24 months¹ 3.50% 3.546%
36 months² 3.50% 3.546%
48 months² 3.50% 3.546%
60 months² 2.50% 2.523%

¹Minimum opening deposit: $500.
²Minimum opening deposit: $2‚000.


Jumbo Share Certificates Dividend Rate Annual Percentage Yield
6 months¹ 3.41% 3.454%
12 months¹ 3.70% 3.752%
24 months¹ 3.50% 3.546%

¹Minimum opening deposit: $25‚000.


IRA Certificates Dividend Rate Annual Percentage Yield
6 months¹ 3.41% 3.454%
12 months¹ 3.70% 3.752%
24 months¹ 3.50% 3.546%
36 months² 3.50% 3.546%
48 months² 3.50% 3.546%
60 months² 2.50% 2.523%

¹Minimum opening deposit: $500.
²Minimum opening deposit: $2‚000.

No dividends are paid on balances that fall below account minimum balance requirements.

Dividends rates are based on the Credit Union’s earnings at the end of a dividend period and cannot be guaranteed. All rates are subject to change without notice. Contact a Universal Representative at 202-512-1067 for applicable fees‚ terms and most current rates.