Loan Rates 


Effective December 1‚ 2018

Subject to change by Board action.

Loan rates are tier-based and priced according to members’ individual credit ratings. The loan rates listed below are the minimum rates offered. Please contact a loan officer to determine the rate and term for which you qualify‚ as not all applicants will qualify for the lowest rate. The loan rates listed below are the minimum rates offered. Certain restrictions may apply.

Vehicle Loan Annual Percentage Rate as low as Maximum Term
New & Used Auto‚ Motorcycles‚ Boats‚ RVs 4.75% 24 months
4.95% 36 months
5.25% 48 months
5.50% 60 months
5.75% 72 months
5.95% 84 months

Vehicle Loan Payment Example: $15‚000 at 5.50% for 60 months = $286.56 a month.


Unsecured Loan Annual Percentage Rate as low as Maximum Term
Unsecured Signature Loan (Variable Rate) 6.50% Up to 60 months
Unsecured Line of Credit (Variable Rate) 6.50% Open Ended
Visa Credit Card 9.90% Revolving $10‚000 Max.

Signature Loan Payment Example: $25‚000 at 6.50% for 60 months = $489.17 month.


Secured Loan Annual Percentage Rate as low as Maximum Term
Certificate Secured Loan Certificate Rate plus 2.49% 10 years
Savings Secured Loan Savings Rate plus 2.49% 10 years

Home Equity Annual Percentage Rate as low as Maximum Term
Home Equity Line of Credit* Variable rate as low as WSJ Prime Rate*** plus 1.50%. Check with CU; 80% LTV**
Home Equity Fixed Loan Variable rate as low as WSJ Prime Rate*** plus 2.00%. Up to 15 years; 80% LTV**

*Available on Primary Residence ONLY. Flood and/or property hazard insurance may be required.
Home Equity Loan Payment Example: $25‚000 at 7.00% for 15 years = $224.71/month. Minimum Loan Amount is $10‚000.


Mortgage Loan Apply or Learn More
First Mortgage Apply online or call a mortgage representative at 703-667-9274

**LTV(Loan to Value). Up to 80% of appraised value less first mortgage balance.
***Wall Street Journal Prime Rate = 5.50%.