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Refinance Your Luck
Lucky Refi Week — Save Before March Ends
Refinance your Auto Loan and get up to a 3.50% APR* reduction on your car, truck, or SUV. Same car. Better rate. More money to stay with you.
Why Refinance with GPOFCU?
2024 or newer vehicles qualify
Borrow up to 125% of vehicle value
Keep the same loan term • Up to 90 days with no payments
Easy payments through Payroll Deduction, Direct Deposit, or automatic transfer
Optional Protection & Coverage
Debt Protection Insurance (Underwritten by CMFG Life Insurance Company)
GAP Insurance
Vehicle Service Contracts from Vision Warranty Corporation
Same Car. Lower Rate. More Money for Literally Anything Else. Apply March 16–23, 2026.
Lucky rates won’t last. Lock in your savings before March ends.
Cutting your APR by up to 3.50% on a $25,000 Auto Loan could mean $60+ less per month. That’s gas, groceries, streaming — and still money left over.
Savings example is for illustrative purposes only. Actual savings may vary based on loan amount, term, creditworthiness, and approved APR.
Important Disclosures: Terms and conditions apply. Rates and offers may vary based on creditworthiness.*APR = Annual Percentage Rate. Floor rate of 3.50% APR. Actual APR determined at time of loan approval based on individual credit information. Not all applicants will qualify.
Offer valid for auto loans refinanced from another financial institution. Existing GPOFCU auto loans not eligible. No other discounts may be applied. Additional restrictions may apply. Interest begins accruing on the day of loan disbursement and may affect the principal portion of the first few payments. Membership eligibility required. Insured by NCUA Little Relief Goes A Long Way
April showers bring more than just flowers—they’re the perfect time for a budget refresh! Skip a payment this month and enjoy some relief. Whether you’re preparing for a spring getaway, tackling home improvements, or simply want to boost your savings, we’re here to help you breathe a little easier.
Applications accepted March 1 through March 20, 2026.
To skip your loan payment for April 2026, simply complete the Skip-a-Payment Request Form*.
A small processing fee of $35 applies per loan
Skipping a payment extends your loan term and changes your final payment amount
Interest continues to accrue during the skipped month
Please note: This offer is available only to members in good standing (at least six months of payments on each loan, no delinquency, and no overdraft limit exceeded).
Want to learn more or apply? Contact us if you have any questions, or complete the online form.
*There is a minimal processing fee of $35 per loan. By skipping a loan payment, interest will continue to accrue, the maturity date will be extended, and the final payment will be different. All other loan terms and conditions will remain the same. Offer limited to members in good standing, which means you have made at least six months of payments on each loan with no delinquency, you have not exceeded your overdraft limit (to include any approved privilege or courtesy pay amounts), and your loan(s) must not be past due. If you make biweekly payments, both payments for the month will be included. Any loan co-signer must also sign the Skip-A-Pay request form. Holiday loans, home equity loans, Lines of Credit loans, and VISA® credit card share not eligible; restrictions apply to loans with GAP or Mechanical Repair Coverage, the coverage will not be extended beyond the original maturity date. All deferrals are subject to GPO FCU approval. Your loan(s) must be current (have no amount past due) to accept. . May reapply in 90 days after your skip a-payment approval. Only two Skip-A-Payment requests will be approved per 12-month period.
CU College Scholarship Available
Applicants for 2026 Scholarships Are Now Being Accepted
Ready to fund your education? The 2026 Credit Union Scholarship Program is now open and offering $24,000 in scholarships! Open to college-bound individuals; applicants can vie for ten $2,000 essay-based and two $2,000 video-based scholarships, with eligibility for members of affiliated credit unions in Maryland, D.C., or part of MD|DC Credit Union Association.
Deadline for applications is April 15, 2026, at 11:59 pm. Scholarship winners will be announced in June 2026.
2026 Essay Topic: Credit unions play a significant role in promoting financial wellness among their members. How do you believe credit unions contribute to the financial health and stability of individuals and communities? Discuss specific benefits and provide examples or personal experiences to illustrate their impact.
2026 Video Topic: Create a 60 second video depicting how credit unions contribute to the financial health and stability of individuals and communities.
Any member of GPO FCU entering their freshmen through senior year of college or trade school may apply.
“We’re pleased to offer this opportunity for our young members,” said Stephanie Covington CEO at GPO FCU.“The awardees receive needed financial assistance to help them meet their tuition expenses and the application topics stimulate innovative and useful responses to help us better serve our college-aged members.”
Applications are accepted online at:
https://cufound.org/consumer-resources/apply-for-scholarships/.
GPO FCU, the Credit Union Foundation MD|DC, and its generous supporters cooperate to make this scholarship program possible.
Government Furlough Quick Facts
Emergency Furlough Relief assistance
GPOFCU is here for you
We care about our members and offer special programs to help families cope with government furloughs. Members can apply for the following emergency relief options when a Government Furlough happens.
Skip a Payment: You could receive a 1-month skip payment* on qualifying loans3 if you are affected by the furlough. Please email lending@gpofcu.org to inquire about the Skip a Payment program.
Government Furlough Loan: You could qualify for a no-interest loan** up to $4,500.00 if your payroll is directly deposited into your GPOFCU account.
Additional loan assistance: If your pay is not directly deposited into your GPOFCU account, upon credit qualification, you could receive a Lifestyle loan with rates as low as 7.75% by applying at www.gpofcu.org.
Disclosures
*Members must provide a current pay stub and a copy of the furlough letter to verify they are directly impacted by the shutdown. ** Available for up to one month’s net pay for a maximum term of 6 months. The interest rate is currently 0% APR. Advance(s) must be repaid within 10 days of receipt of the direct deposit to ensure the advance remains at 0% interest. Members must qualify for credit under GPOFCU guidelines.
Annual Meeting 2026 - Your Goals, Our Commitment
Join Us For Our Annual Meeting
It’s that time of year again! Please mark your calendars for the GPOFCU 2026 Annual Meeting.
Date: April 23, 2026
Time: 2:00 P.M.
Location: The GPO FCU Lobby at 710 North Capital St NW, Washington, DC 20401
We look forward to seeing you there!
Visa Promo
Make your spending easier with a Visa® Credit Card — designed for smart savings and convenience.
9.90% APR Fixed Rate*
Enjoy a low, fixed rate that lasts all year.
Card Benefits:
No Annual Fee
No Balance Transfer Fee
25-Day Grace Period on Purchases
Convenient Online Account Access
Foreign Transaction Fees May Apply
*APR = Annual Percentage Rate. Rate may vary based on creditworthiness. Not all applicants may qualify for the advertised rate. Late payments may result in fees and could affect your APR. Minimum monthly payments are required. See the Credit Card Agreement for full terms and conditions.
