Visa® Credit Card

  • Low 9.90% APR* fixed rate

  • No Annual Fee or Balance Transfer Fee; Foreign Transaction Fees may apply.

  • 25 day grace period on all purchases

  • Visa Account Access for online statements and bill payment

*APR = annual percentage rate. Not all applicants may qualify.

Already Have a GPOFCU Credit Card?

Get more purchasing power for your GPOFCU credit card*.

  • Make sure you have a card and limit that work for you with our easy credit limit increase requests.

  • It's fast. Your limit increase request takes only a few minutes to complete.

  • If eligible, you will receive instant approval with a limit increase that's available in one business day.

*Not all applicants may qualify.

Our Visa Credit Cards Come with an EMV Chip

With your security as our top priority‚ GPOFCU Visa credit cards feature advanced EMV micro-chip technology with enhanced fraud protection. Also called chip cards or EMV cards — which stands for Europay‚ Mastercard® and Visa® — your credit card reduces the risk of your cardholder data being compromised or fraudulently copied.

To use your Visa credit card with EMV chip:

  1. Insert your card into a chip-enabled terminal at point of sale.

  2. Sign to verify your purchase.

  3. Remove your card when prompted to complete your credit card transaction.

  4. Your card still has a magnetic strip on the back so you can swipe to make purchases at retailers who do not yet have EMV chip-enabled terminals.

GPOFCU Touchless Credit Card

Watch your mailbox for your new card, which should arrive soon. Your card number will remain the same, but the expiration date and Card Verification Value (CVV) number will change.

When to Activate

  • You can start using your new card on Monday, February 14, 2022.

  • Activating it will be easy – We will provide directions with your card

  • You can continue to use your current GPOFCU credit card until February 14, 2022, after your old GPOFCU card will deactivate

Recurring payments

Please update your card information with any business that automatically debit recurring payments.

Questions? Call 202-512-1067 or Toll Free 1-800-286-4820 or email info@gpofcu.org

Safe Simple Fast

When you see this symbol , just hold your card over the card reader to make your purchase.

No swiping, signing , or inserting your card. Just tap and go!

Questions? Call 202-512-1067 or Toll Free 1-800-286-4820 or email info@gpofcu.org

Mobile Payments

Now you can securely make purchases in-store or with a touch in-app, without sharing your credit and debit card information with the merchant.

Apple Pay® is here!

Your GPOFCU Visa Card and Apple Pay will change the way you pay.

Add Your Cards to Apple Pay

  1. On your Apple device, open the Wallet app and tap the plus sign.

  2. Type in your card information, or use your device's camera to capture an image which will automatically enter your card information. Verify the information is captured correctly before continuing. Please note that the default card image may differ from your actual card.

  3. Set your GPOFCU Visa Card as your default card. Go to Settings, then Wallet & Apple Pay, tap Default Card and select your GPOFCU Visa Card.

Google Pay™ is here!

With your GPOFCU Visa Card and Google Pay, you can securely make purchases in-store and in-app at millions of merchants in the U.S.

Get Started with Google Pay

  1. Google Pay may be pre-loaded on your device; simply look for the Google Pay app on your phone. If it wasn’t pre-loaded, download it at the Google Play store.

  2. Touch the plus sign on the bottom right of the app and touch Add a Credit or Debit Card.

  3. Enter your card information manually or capture it using the camera. GPOFCU recommends manually entering and validating your card information.

  4. To make your GPOFCU Visa Card your default card, double tap the image of your GPOFCU Card and touch Set as Default Card. Or, you can touch the card and drag it to the Default Card spot.

Samsung Pay is here!

Use your GPOFCU Visa Card and Samsung Pay at your favorite places.

Get Started with Samsung Pay

  1. Find the Samsung Pay app pre-installed on your phone. If it wasn’t pre-loaded, download it at the Google Play store.

  2. Follow the on-screen install and set-up instructions.

  3. Touch Add a Credit or Debit Card.

  4. Enter your card information manually or capture it using the camera. GPOFCU recommends manually entering and validating your card information.

  5. You do not have the ability to set a default payment card in Samsung Pay. However, if you have loaded multiple cards, swipe from the bottom of the screen to the top to access your payment cards. Then swipe left and right to choose your GPOFCU Visa Card. Each time you open and use Samsung Pay, the most recently used or viewed card will show.

Fresh Start Secured Visa Credit Card

Build or Rebuild Your Good Credit

With a Fresh Start Secured Visa Credit Card and on-time payments‚ building good credit and improving your credit score is possible. No credit check is required to apply.

  • Your credit limit is secured by a minimum deposit of $250.

  • An automatic payment source or payroll deduction is preferred.

  • Your monthly payment status will be reported to the Credit Bureaus‚ with the goal of building a positive payment record and credit history.

  • Members 18 or older may apply.

Email us today at info@gpofcu.org to get a fresh start on building good credit!

Build or rebuild your good credit