Vehicle Options
2 Steps to Buying a Car
Your Guide to a Smoother Car Buying Process
Step 1: Select the vehicle at a dealership of your choice. Please email the purchase order to lallen@gpofcu.org. Once a purchase order is received, the credit union will do its due diligence to ensure the vehicle meets GPO FCU guidelines.
Please note - the vehicle MUST be within seven years. GPO FCU offers extended warranties - additional information will be provided once step one is completed.
*Once this information is received, a loan officer will contact you to review the loan’s payment, warranty options, and terms.
Step 2: Provide proof of insurance (declaration page) with the following information:
Comprehensive and collision coverage (both with a max deductible of $500.00)
Loss payable clause naming the lender (GPO FCU) as lienholder
The mailing address is : GPO FCU, PO Box 77119, Washington, DC, 20013
The vehicle must remain under full coverage for the entire term of the loan
Please email all documents to lallen@gpofcu.org
*Once this information is received, a Loan officer will contact you to review the loan’s payment, warranty options, and terms.
CU Drive America
24/7/365 ROADSIDE ASSISTANCE
From towing to jump start, a flat tire change to lock out, Drive America will make sure you’re not stranded for long before help arrives. This popular benefit covers up to $125 per occurrence. You simply call our roadside hotline and a service vehicle will be immediately dispatched to your location, getting you back on the road in no time.
Towing - When towing is necessary, you are covered to any destination you choose up to the benefit allowance of $125.
Battery Jump Start Service - If a battery failure occurs, a jump-start will be given to start the vehicle.
Flat Tire Removal and Replacement - Removal of the flat tire and its replacement with the spare tire located with the vehicle.
Fuel, Oil, Fluid and Water Delivery - An emergency supply of fuel, oil, fluid, and water will be delivered (excludes the cost of the fluids).
Lock Out Assistance - If the keys are locked inside the vehicle, assistance will be provided to the driver to gain entry into the
vehicle.
Extrication Service - If stuck in a ditch or other inaccessible area, assistance will be provided if the location is within fifty feet of a paved road or highway.
VEHICLE MAINTENANCE
Keeping up with your maintenance is the best way to ensure thelong-term operation of your vehicle. With the CU Drive AmericaMotor Club Program, you will receive the following benefits tohelpmake sure your vehicle continues to run smoothly:
Oil Changes - Receive up to $85 for oil changes 3 times per year.
Brake Pads/Shoes - Up to $100.00 or $130.00, depending onthevehicle, towards the replacement of brake pads/shoes.
Battery - Receive up to $100 towards the replacement of a failedbattery.
Cooling System Maintenance and Lube - One service of up to$40, to drain/refill, pressure check, inspect hoses, belts, clamps, andlubechassis.
Wiper Blade Replacement - Receive up to $30 towards the replacement of wiper blades. Safety Inspection - One state safetyinspection with membership.
COSMETIC & ADDITIONAL MINOR REPAIRS
This benefit provides protection against minor repairs that generally aren’t covered by a car insurance policy and can cause deprecation against your vehicle. Have peace of mind knowing you are protected.
Paintless Dent Repair - Includes protection against minor dents and dings in your vehicle's body panels.
Windshield Repair - Covers the cost to repair the front windshield from minor cracks and chips caused by small roadside debris.
Tire Road Hazard Protection - You are protected if your tires incur damage from a hazard such as rocks, nails, glass wood, or even tree limbs on a public roadway.
Key Fob Replacement - In the event your key fob is lost, damaged, or inoperable due to defect in material or even from normal wear and tear, Drive America will pay the cost to repair or replace your key fob and associated programming
VEHICLE REPAIR ASSISTANCE
Don't stress out about repairs or what may be wrong with your vehicle. With our Repair Assistance Program, simply call us to speak with one of our ASE Cerified Technicians to answer your questions before you go to the repair shop.
ADDITIONAL BENEFITS*
$1,000 Emergency Travel Expense Benefit – If you are in an accident more than 100 miles from home that disables your vehicle, you can get reimbursed up to $1,000 for hotel, meals, car rental, and transportation costs incurred by you within three days of the accident. Coverage includes commercial transportation to your destination and return after repair.
$75 Emergency Destination Assistance Benefit – In the event your vehicle is disabled (not due to an accident) and you need alternate transportation to your destination or back home, this benefit entitles you to a reimbursement of up to $75 for emergency transportation (taxicab, rental car, shuttle, etc.) to an immediate destination.
$100 Ambulance Service Benefit – If you or a covered family member is injured following an accident and needs an ambulance, you will be reimbursed up to $100.
$5,000 Theft Reward Benefit – A $5,000 reward is offered for information leading to the arrest and conviction of anyone who steals your vehicle.
Hotel Discounts – Call the toll-free number for the hotel of your choice and provide the discount number to receive the discount.
Identity Theft Protection – Provides you access to monitor your Social Security Number, up to ten credit and debit cards, and up to ten bank accounts in underground chat rooms, websites, and blogs where identity thieves trade and sell stolen data.
Rental Car Discounts - Drive a better bargain with discounts on car rentals. This benefit is available to you and covered family members. Simply present your current Membership Card at participating agencies.
Extended Vehicle Warranty:
GPO Federal Credit Union is excited to announce that all of our members have the opportunity to take advantage of our NEW and IMPROVED Mechanical Repair Coverage!
In addition to offering Mechanical Repair Coverage when you are obtaining a loan, this exciting direct marketing channel provides you with options for purchasing Mechanical Repair Coverage post loan for your eligible vehicles whether you've financed your vehicle or own it outright.
Our credit union partners with Auto Exam/ Vision Warranty Corporation to offer Vehicle Service contracts. These contracts can help pay for unexpected auto repair bills. Coverage is often better and less expensive than dealers.
Vehicles that are less than 11 years in age with under 200,000 miles qualify for coverage. The plans include roadside assistance, rental car, trip interruption, and road hazard coverage. We have several terms to fit your driving patterns.
Contact Lending@gpofcu.org today to get a quote and protect your vehicle and gain some peace of mind against mechanical breakdowns.
Guaranteed Asset Protection (GAP)
Fill in the Gap on Your Next Vehicle Loan.
Would you be able to continue making monthly loan payments on your vehicle if it was stolen or declared a total loss because of an accident?
Many cars depreciate rapidly and possibly‚ as soon as they are driven off the lot! Unfortunately‚ if your vehicle is stolen or totaled in an accident‚ you are still liable to pay the difference or “gap” between your primary insurance company settlement and your loan balance. By adding Guaranteed Asset Protection (GAP) while signing your loan paperwork, you’re helping protect your vehicle investment against a possible financial loss.
In addition‚ with GAP Plus‚ if your vehicle is stolen or totaled in an accident‚ it will cancel $1‚000 of your next loan with your credit union when you purchase a replacement vehicle within 60 days of your primary insurance settlement.
Help protect the “gap” between the primary insurance settlement and what you may still owe on your vehicle loan. If you cancel protection within 90 days you will receive a full refund of any fee paid. Contact one of our Member Service Representatives for more details about GAP Protection.