Government Printing Office FCU understands that unexpected checking account overdrafts occur from time to time. To help protect you from merchant fees and the embarrassment of having a check returned or a debit card purchase overdraw your account‚ we offer these Overdraft Coverage Options1:
|1. Overdraft Protection — Applies to all Checking Account transactions and may help prevent overdrafts by automatically transferring funds from your Regular Share Savings account to your Checking Account.||No fee to transfer funds from Savings to Checking. Up to 6 account transfers allowed per month.|
|2. Overdraft Protection Line of Credit — This is a loan‚ subject to credit approval. Funds up to your predetermined credit line may be used as overdraft protection on your Checking Account.||Must apply for this Line of Credit; subject to fees and interest.|
|3. Overdraft Privilege/Courtesy Pay — Allows you to overdraw your account up to a disclosed limit for a fee in order to pay a transaction‚ if you:
||$32.00 fee per occurrence to cover account overdraft; overdrafted accounts must be brought to a positive balance within 30 days|
*NOTE: You must OPT-IN (give your consent) for Overdraft Privilege/Courtesy Pay coverage to include your ATM withdrawals and everyday Debit Card (electronic) transactions. Click the button for an OPT-IN form.
¹Call us at (202) 512-1067‚ email us at email@example.com‚ or come by a branch to sign up or apply for these services.