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Effective October 1‚ 2018
Subject to change by Board action.

Loan rates are tier-based and priced according to members’ individual credit ratings. The loan rates listed below are the minimum rates offered. Please contact a loan officer to determine the rate and term for which you qualify‚ as not all applicants will qualify for the lowest rate. The loan rates listed below are the minimum rates offered. Certain restrictions may apply.

Vehicle Loan Annual Percentage
Rate as low as
Maximum
Term
New & Used Auto‚ Motorcycles‚ Boats‚ RVs 4.75% 24 months
  4.95% 36 months
  5.25% 48 months
  5.50% 60 months
  5.75% 72 months
  5.95% 84 months

Vehicle Loan Payment Example: $15‚000 at 5.50% for 60 months = $286.56 a month.


Unsecured Loan Annual Percentage
Rate as low as
Maximum
Term
Unsecured Signature Loan 6.50% Up to 60 months
Unsecured Line of Credit 6.50% Open Ended
Visa Credit Card 9.90% Revolving $10‚000 Max.

Signature Loan Payment Example: $25‚000 at 6.50% for 60 months = $489.17 month.


Secured Loan Annual Percentage
Rate as low as
Maximum
Term
Certificate Secured Loan Certificate Rate
plus 2.49%
10 years
Savings Secured Loan Savings Rate
plus 2.49%
10 years

Home Equity Annual Percentage
Rate as low as
Maximum
Term
Home Equity Line of Credit* Variable rate as low as WSJ Prime Rate*** plus 1.50%. Check with CU; 80% LTV**
Home Equity Fixed Loan Variable rate as low as WSJ Prime Rate*** plus 2.00%. Up to 15 years; 80% LTV**

Home Equity Loan Payment Example: $25‚000 at 7.00% for 15 years = $224.71/month. Minimum Loan Amount is $10‚000.


Mortgage Loan Apply or Learn More
First Mortgage Apply online or call a mortgage
representative at 703-667-9274.

*Available on Primary Residence ONLY. Flood and/or property hazard insurance may be required.
**LTV(Loan to Value). Up to 80% of appraised value less first mortgage balance.
***Wall Street Journal Prime Rate = 5.25%.


 
 
This credit union is federally insured by the National Credit Union Administration.
202-512-1067  •  1-800-286-4820  • Day ’n Night Teller: 202-589-0005  •  Routing#: 254074646
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