Equifax Data Breach
As you may already be aware‚ Equifax has experienced a major data breach. Reportedly‚ hackers may have accessed personal information from 143 million Americans‚ including social security numbers‚ birth dates‚ addresses‚ and in some cases driver’s license numbers. They also stole credit card numbers for about 209‚000 people and dispute documents with personal identifying information for about 182‚000 people.
GreenPath, our financial resource partner‚ is available to help you navigate this situation and take actionable steps to protect yourself if you have been impacted by this data breach. As a nonprofit dedicated to consumer financial health, GreenPath has a variety of resources that can minimize the fallout from data breaches‚ especially if you now find yourself a victim of identity theft.
Other Helpful Information
- Equifax has set up a dedicated site at www.equifaxsecurity2017.com for consumers to determine if they have been impacted by the breach. Access this site from a secure computer. You can also enroll in one free year of credit report monitoring from Equifax when visiting this site.
- Check you credit reports annually from Equifax‚ Experian‚ and TransUnion — for free — by visiting www.annualcreditreport.com. GreenPath can help you review these reports‚ including how to dispute inaccurate information.
- Consider placing a credit freeze on your files. A credit freeze makes it harder for someone to open a new account in your name. Keep in mind that a credit freeze won’t prevent charges from occurring on existing accounts.
- Monitor existing credit card and financial institution accounts closely for charges that are not recognized.
- Consider placing a fraud alert on your files. A fraud alert warns creditors that you may be an identity theft victim and that they should verify that anyone seeking credit in your name is really you.