Government Printing Office Federal Credit Union Visa® Card
Disclosure
| Annual
Percentage Rate (APR)
for Purchases |
9.90% |
| Annual Percentage Rate for
Balance Transfers |
9.90% |
| Annual Percentage Rate for
Cash Advances |
9.90% |
| Penalty Annual Percentage
Rate and When It Applies |
None |
| Minimum Interest Charge |
None |
| How to Avoid Paying Interest on
Purchases |
Your due date is at least 25 days after the close of
each billing cycle. We will not charge you interest
on purchases if you pay your entire balance by the
due date each month. |
| For Credit Card Tips from the
Consumer Financial Protection
Bureau |
To learn more about factors to consider when
applying for or using a credit card‚ visit the website
of the Consumer Financial Protection Bureau at:
http://www.consumerfinance.gov/learnmore. |
| FEES |
|
| Annual Fee |
None |
Transaction Fees
- Balance Transfer
- Cash Advance
- Foreign Transaction
- Lost Card Replacement
|
- None
- $20.00
- Up to 1% of transaction amount
- $5.00
|
Penalty Fees
- Late Payment
- Returned Payment
- Over-the-Credit Limit
|
- Up to $20.00
- $30.00
- $20.00
|
How We Will Calculate Your Balance: We use a method called “average daily
balance” (including new purchases).
The information provided in this disclosure is accurate as of 6/1/2012 and is subject to change. If you
have any questions relative to this disclosure‚ you may request clarification by calling (202) 512-1067 or
write us at GPOFCU‚ PO Box 77119‚ Washington‚ DC 20013-7119.
