Government Printing Office Federal Credit Union Visa® Card Disclosure 

Annual Percentage Rate	9.90%
Variable rate information:	The ANNUAL PERCENTAGE RATE (APR) for your account may vary.  The ANNUAL PERCENTAGE RATE for new advances and for any existing balance is subject to change at the discretion of the Board of Directors. The APR will never exceed the maximum rate permitted under the Federal Credit Union Act.  Any increase in the APR will result in more payments.
Grace period for repayment of purchases:	You have 25 days, starting with the billing date on the statement, to repay your balance (for purchases) before a finance charge will be imposed.
Method of computing the balance for purchases:	Average daily balance, including new purchases.
Annual Fees:	None
Mimimum Finance Charges:	None
Transaction fee for purchases:	None
Transaction fee for cash advances:	None
Late payment fee:	$10.00
Over-the-credit-limit fee:	$15.00

The information provided in this disclosure is accurate as of 9/1/2005. If you have any questions relative to this disclosure, you may request clarification by calling (202) 512-1067 or write us at N. Capitol & H Streets, N.W., Washington, DC 20401-0001.

I accept the above terms and would like to apply for my Visa Credit Card.